{"title":"Savings Challenges","description":"","products":[{"product_id":"fresh-beginnings-home-edition-includes-frosted-cash-envelope-savings-challenges-laminated-and-reusable-minimal-and-aesthetic","title":"Home Savings Challenges","description":"\u003cp\u003eEffortlessly set aside money for those essential home investments.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003ePRODUCT FEATURES\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e• Fits \u003cstrong\u003ePersonal Size \u003c\/strong\u003ePlanners\u003c\/p\u003e\n\u003cp\u003e• Each reusable tracker comes with its own zipper envelope.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong data-mce-fragment=\"1\"\u003ePEN RECOMMENDATIONS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cb data-mce-fragment=\"1\"\u003e• \u003c\/b\u003eSharpie Fine Tip Marker then rubbing alcohol to erase.\u003c\/p\u003e\n\u003cp\u003e\u003cb data-mce-fragment=\"1\"\u003e• \u003c\/b\u003eWet Erase Marker then water to erase.\u003cem data-mce-fragment=\"1\"\u003e\u003cbr\u003e\u003c\/em\u003e\u003cbr\u003ePlease Note: These are handmade with love. 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font-size: 0.875rem;\"\u003e• \u003c\/span\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003eEach challenge comes with its own envelope.\u003c\/span\u003e\u003c\/p\u003e\n\u003cdiv class=\"bCOlv\" id=\"_c1JAZfvVAofz0PEP6Zax6Ac_62\" data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0Q7NUEegQIGRAE\" jsname=\"NRdf4c\"\u003e\n\u003cdiv class=\"IZE3Td\" jsslot=\"\"\u003e\n\u003cdiv class=\"t0bRye r2fjmd\" data-hveid=\"CBkQBQ\" data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0Qu04oAHoECBkQBQ\" jsname=\"oQYOj\"\u003e\n\u003cdiv id=\"c1JAZfvVAofz0PEP6Zax6Ac__15\"\u003e\n\u003cdiv class=\"wDYxhc NFQFxe viOShc LKPcQc\" data-md=\"25\"\u003e\n\u003cdiv class=\"HwtpBd gsrt PZPZlf kTOYnf\" aria-level=\"2\" role=\"heading\" data-hveid=\"CBUQAA\" data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0QtwcoAHoECBUQAA\"\u003e\n\u003cdiv class=\"Z0LcW AZCkJd d2J77b t2b5Cf\" data-tts=\"answers\" data-tts-text=\"•\"\u003e\n\u003cdiv class=\"IZ6rdc\"\u003e\n\u003cdiv data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0Q7NUEegQIGRAE\" id=\"_c1JAZfvVAofz0PEP6Zax6Ac_62\" class=\"bCOlv\" jsname=\"NRdf4c\"\u003e\n\u003cdiv class=\"IZE3Td\" jsslot=\"\"\u003e\n\u003cdiv data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0Qu04oAHoECBkQBQ\" data-hveid=\"CBkQBQ\" class=\"t0bRye r2fjmd\" jsname=\"oQYOj\"\u003e\n\u003cdiv id=\"c1JAZfvVAofz0PEP6Zax6Ac__15\"\u003e\n\u003cdiv data-md=\"25\" class=\"wDYxhc NFQFxe viOShc LKPcQc\"\u003e\n\u003cdiv data-ved=\"2ahUKEwi728_Qi5-CAxWHOTQIHWlLDH0QtwcoAHoECBUQAA\" data-hveid=\"CBUQAA\" role=\"heading\" aria-level=\"2\" class=\"HwtpBd gsrt PZPZlf kTOYnf\"\u003e\n\u003cdiv data-tts-text=\"•\" data-tts=\"answers\" class=\"Z0LcW AZCkJd d2J77b t2b5Cf\"\u003e\n\u003cdiv class=\"IZ6rdc\"\u003e\n\u003cem\u003e\u003c\/em\u003e\u003cstrong data-mce-fragment=\"1\"\u003ePEN RECOMMENDATIONS\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"IZ6rdc\"\u003e\u003cb style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; 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Binder not included. \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow It Works:\u003c\/strong\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp\u003e(1) Fill out the month and dates first.\u003c\/p\u003e\n\u003cp\u003e(2) Set your \"No Spend Rules\": these would be your WANTS or categories that you tend to overspend in. For example: eating out, shopping.\u003c\/p\u003e\n\u003cp\u003e(3) Set your \"Exceptions\": these are purchases that you might consider essential for everyday living - For example: gas, groceries, household items, etc.\u003c\/p\u003e\n\u003cp\u003eSome months will have more \"SPEND\" days than others and that is okay! However, it is also good to be aware of and hold yourself accountable for any unnecessary expenses throughout the month.\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong\u003ePlease Note: \u003c\/strong\u003e\u003cspan\u003eThese are handmade with love. I do my best to ensure that each product's quality and measurements are consistent.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cmeta charset=\"utf-8\"\u003eListing is for a single \u003cstrong\u003eMonthly No Spend Challenge only\u003c\/strong\u003e; other pictured items not included. \u003c\/span\u003e\u003c\/p\u003e","brand":"Minimalistic Budget","offers":[{"title":"A5","offer_id":49469531947304,"sku":"A5-MONTHNOSPEND","price":3.5,"currency_code":"CAD","in_stock":true},{"title":"Personal","offer_id":49469531980072,"sku":"PER-MONTHNOSPEND","price":2.5,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0824\/4533\/6872\/files\/JPPAV.ca_TW-001_DSC05913.jpg?v=1730681436"},{"product_id":"one-month-ahead-savings-challenge-bundle","title":"Get One Month Ahead Savings Challenge","description":"\u003cp\u003e\u003cspan\u003eGetting one month ahead in bills essentially means having enough funds saved up to cover your expenses for the upcoming month without relying on your current month's income. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eRead our blog post here on How to Get One Month Ahead (Link).\u003c\/span\u003e\u003cspan\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e\u003cb\u003eBUNDLE\u003c\/b\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e\u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e\u003cmeta charset=\"utf-8\"\u003e • \u003c\/span\u003eA6 Clear Binder: to hold all of your inserts\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cmeta charset=\"utf-8\"\u003e• Reusable Bills List: where you can write down all your monthly bills + the amounts.\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cmeta charset=\"utf-8\"\u003e• (10) Blank Clear Zipper Poly Envelopes: to put your cash inside.\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cmeta charset=\"utf-8\"\u003e• (10) Reusable Month Ahead Trackers: to keep track of how much you set aside for each monthly expense.\u003cstrong\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eAVAILABLE SEPARATELY\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e\u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e\u003cmeta charset=\"utf-8\"\u003e • \u003c\/span\u003eOne Month Ahead Bills List: \u003cstrong\u003esingle reusable tracker. \u003c\/strong\u003eHole punched to fit inside a Personal Size planner.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"font-family: -apple-system, BlinkMacSystemFont, 'San Francisco', 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; font-size: 0.875rem;\"\u003e\u003cmeta charset=\"utf-8\"\u003e \u003cspan\u003e\u003cmeta charset=\"utf-8\"\u003e• \u003c\/span\u003eOne Month Ahead Tracker: \u003cstrong\u003esingle reusable tracker (with clear zipper envelope).\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHOW TO GET A MONTH AHEAD\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e•\u003cstrong\u003e Using the One Month Ahead Bills List: \u003c\/strong\u003eList all of your monthly bills and expenses (i.e. rent\/mortgage, utilities, subscriptions, etc.)\u003c\/p\u003e\n\u003cp\u003e\u003cmeta charset=\"utf-8\"\u003e•\u003cstrong\u003e Using the One Month Ahead Tracker: \u003c\/strong\u003eDetermine the amount needed for each bill, and divide that amount by 35 (the number of icons in each tracker).\u003c\/p\u003e\n\u003cp\u003eFor example: If your phone bill is $60 per month, each icon would represent $1.71 or round up to $2. Visually track your progress as you save. \u003cmeta charset=\"utf-8\"\u003e\u003c\/p\u003e","brand":"Minimalistic Budget","offers":[{"title":"Bundle","offer_id":52031246434600,"sku":"OMA-BLANK","price":25.0,"currency_code":"CAD","in_stock":true},{"title":"One Month Ahead Tracker (with envelope)","offer_id":52031246500136,"sku":"OMA-BLANK","price":3.25,"currency_code":"CAD","in_stock":true},{"title":"One Month Ahead Bills List (only)","offer_id":52031246467368,"sku":"OMA-BLANK","price":2.5,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0824\/4533\/6872\/files\/OneMonthAhead6.png?v=1713483265"},{"product_id":"seasons-savings-challenge-set","title":"Matte Reusable Seasonal Savings Challenge | Set of 4","description":"\u003cp data-end=\"357\" data-start=\"251\"\u003eIntroducing the NEW and IMPROVED Seasons Savings Challenge! A gentle, flexible way to save the money you were already about to spend.\u003c\/p\u003e\n\u003cp data-end=\"601\" data-start=\"359\"\u003eInstead of strict weekly or monthly rules, this challenge is broken into \u003cstrong data-end=\"483\" data-start=\"432\"\u003efour seasons: winter, spring, summer, and fall\u003c\/strong\u003e giving you \u003cstrong data-end=\"524\" data-start=\"497\"\u003ethree months per season\u003c\/strong\u003e to save at your own pace. \u003c\/p\u003e\n\u003cp data-end=\"1106\" data-start=\"852\"\u003eThis challenge was designed to \u003cstrong\u003efeel realistic, not overwhelming\u003c\/strong\u003e. Use it to save the little amounts that usually disappear like coffee runs, impulse purchases, or small treats, and redirect them toward something more intentional.\u003c\/p\u003e\n\u003cp data-end=\"1231\" data-start=\"1108\"\u003eBy the end of the year, those small choices can add up to \u003cstrong data-end=\"1176\" data-start=\"1166\"\u003e$1,600\u003c\/strong\u003e, without the pressure of keeping up every sin\u003cimg\u003egle week.\u003c\/p\u003e\n\u003cp data-end=\"1253\" data-start=\"1233\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003eProduct Features:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-end=\"1253\" data-start=\"1233\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eFits \u003cstrong\u003ePersonal Size Planners\u003c\/strong\u003e - \u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"\u003eIn the Cash stuffing and Budgeting community, \u003c\/span\u003e\u003cstrong\u003e\u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"\u003ePersonal\u003c\/span\u003e\u003c\/strong\u003e\u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"\u003e\u003cstrong\u003e size\u003c\/strong\u003e is frequently labeled and sold as\u003c\/span\u003e\u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"\u003e \u003c\/span\u003e\u003cstrong\u003e\u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"\u003eA6 Personal\u003c\/span\u003e\u003c\/strong\u003e\u003cspan class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"\u003e.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-end=\"1317\" data-start=\"1256\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003e4 seasonal savings cash envelopes (Winter, Spring, Summer, Fall) \u003c\/p\u003e\n\u003cp data-end=\"1375\" data-start=\"1320\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eFlexible saving amounts you can complete in any order.\u003c\/p\u003e\n\u003cp data-end=\"1417\" data-start=\"1378\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eBonus savings sections in each season.\u003cbr\u003e\u003c\/p\u003e\n\u003cp data-end=\"1485\" data-start=\"1469\"\u003e\u003cstrong data-end=\"1485\" data-start=\"1469\"\u003ePerfect for:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-end=\"1552\" data-start=\"1488\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eAnyone who feels overwhelmed by traditional savings challenges.\u003c\/p\u003e\n\u003cp data-end=\"1582\" data-start=\"1555\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eLower or variable incomes.\u003c\/p\u003e\n\u003cp data-end=\"1635\" data-start=\"1585\"\u003e\u003cmeta charset=\"utf-8\"\u003e\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003ePeople who want to save slowly and intentionally.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWrite with:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cmeta charset=\"utf-8\"\u003e\n\u003cstrong data-end=\"1253\" data-start=\"1233\"\u003e• \u003c\/strong\u003eNon-permanent water-soluble marker then use a damp cloth to erase.\u003c\/strong\u003e I use the \u003cem\u003eStaedtler Lumocolor Non-Permanent Wet Erase Marker in the Super Fine Tip. \u003c\/em\u003e\u003c\/p\u003e\n\u003cp data-end=\"1731\" data-start=\"1637\"\u003eListing is for a \u003cstrong\u003esingle Set of Seasons Savings Challenge only\u003c\/strong\u003e; other pictured items are not included.\u003c\/p\u003e","brand":"Minimalistic Budget","offers":[{"title":"Default Title","offer_id":51345570103592,"sku":"CEN-SEASONS-BUNDLE","price":28.25,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0824\/4533\/6872\/files\/SeasonsSavingsChallenge1.png?v=1772413280"}],"url":"https:\/\/marchivepaper.com\/collections\/savings-challenges.oembed","provider":"Marchive Paper Co.","version":"1.0","type":"link"}